There is one other thing in this bill which I think is very positive. We took action to preserve self-insurance. This is a system in which large and small employers pay for healthcare services directly instead of purchasing plans with a large insurer, which leads to savings and leads to collaboration between employers and workers at their company to ensure better wellness approach to keep employees healthy and not be required to access healthcare costs. It helps the workers, and it saves costs across the board. Self-insurance is another part of this bill that we preserve, which I think is very great. The bottom line is that American workers and businesses need affordable and flexible healthcare options. This package of bills achieves those goals, and I urge my colleagues to support this legislation.
Lloyd Smucker: “There is one other thing in this bill which I think is very positive. We took action to preserve self-insurance. This is…”
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