Jeff Merkley actually said...

"I think there are. The situation, of course, was quite different."

"Well, and that is exactly the reason I was asking what the average percentage markdown is on the pool, which takes into account the entire extent of mortgages from those that are healthy to those that..."

"One of the things that is very frustrating to me is I think many of the circumstances we are in right now could be avoided had we had reasonable rules of the road at both the retail mortgage market an..."

"I hope I do not overload them with requests."