Jeff Merkley actually said...

"I think it takes Congress to do something like that."

"It seems to me on that third point that the best--the very good examiners are going to need that."

"I would rather see a class of professional regulators very well trained and very well incentivized to do that which is right rather than just be paid on time and grade."

"If we need the expertise that comes from having been in these sophisticated transactions in order to understand and regulate them, how do you pull people--would you be able to recruit the expertise ne..."