Jeff Merkley actually said...

Explicit guarantee with firm regulatory standards avoids the challenges that Mr. Wallison was speaking to.

I can't tell you how many times people come up to me and say, here's where I'm at: I'm in my late 50s, early 60s. I'm just trying to figure ...

I am fascinated by this conversation because you all study the housing market and mortgages day in and day out, but you reach such dramatica...

Those services are not mandated, that is an insurance company decision.