Jeff Merkley actually said...

"Thank you very much, Mr. Chair, and thank you, Mr. Secretary for the hard work you are doing to try to figure out the strategies in a very, very complex mortgage world."

"So that is good, because I had not heard that 50,000 had closed, so I think that is great news."

"In any event, it is good news and I appreciate the vigilance going forward."

"I feel like time is passing; that is, efforts that should have been concluded and put in place very quickly 2 to 3 years ago, we still have a window now, and we should get it done."