02/15/2022
https://www.congress.gov...
"I will say it is kind of a sad commentary on our regulatory system if all it takes is changing the name from insurance to swap in order to bypass regulation."
"the failure of regulation has turned the American dream of home ownership into an American nightmare of home ownership."
"Would it be appropriate to back up what the market has done with a specific ban on teaser rates and prepayment penalties?"
"I appreciate the diversity of models that you are presenting for us to wrestle with."