12/12/2011
https://www.congress.gov...
"I would certainly encourage you to actually look at these externalities seriously."
"It seems to me on that third point that the best--the very good examiners are going to need that."
"There is something fundamentally wrong with it, apart from safety and soundness, which is essentially a monopoly control or influence that raises the price of the end product."
"I wanted to go back to the challenge of regulatory capture."