Jeff Merkley actually said...

I think to even call it independent is, in that situation, a complete betrayal of your trust with the homeowner.

Will the details on those analyses be conveyed to homeowners so they can evaluate whether they should spend the time pursuing this process?

I think it would send a clear message of independence.

if the law requires a party that initiates a foreclosure to have ownership of the mortgage and that that was not followed, that is a pretty ...