Jeff Merkley actually said...

If you are trying to hike the Pacific Crest Trail, there were hikers that used to come through in August, you cannot come through.

I picture middle class families who have a mortgage, and their mortgage generally says, you must maintain homeowner insurance.

I found--I will just do a closing comment here. But when I was first running for election, we were in the middle of that conversion in Orego...

Policy has to change around settlements in order for that to be a possibility.