Jeff Merkley actually said...

"I appreciate the testimony from both of you and the work you are doing to protect older Americans, senior Americans."

"That does not convey any sense of urgency. And indeed, it has been enormously frustrating to FHFA to have Fannie and Freddie very resistant to their Short Refinance Program."

"But it seems much better to help people have strong financial lives so that they never have to resort to a safety net in the first place."

"This bill will go a long way to helping to prevent that kind of problem."