Jeff Merkley actually said...

Thank you very much, Mr. Chair, and thank you all for your testimony.

I am just concerned that given the light of the type of studies that have seen vast transfers of wealth to working Americans through home ow...

We cannot allow the mistakes we made with mortgages over the last 10 years to drive us down the road.

Let us say we have a million people buying homes, and by increasing the down payment from 5 to 10 percent, we proceed to have 10 percent few...