Jeff Merkley actually said...

"refinancing student debt should be a no-brainer."

"When I was Speaker of the House in Oregon, we passed a law that limited the payday loan interest rates down to about 36 percent, which sounds like a lot, but they were charging well in excess of 500 p..."

"We can do better than this, and you have given us some great ideas to work with."

"Let me also ask that the record remain open for 1 week for additional statements and questions from Members."