Jeff Merkley actually said...

"I do not think anyone wants to return to that era."

"The other thing that I found interesting was that the loan rates, the expansion in loans has been increasing at twice the rate for small banks as for big banks."

"I want to continue this conversation, because this is so important."

"Okay, so let's take that for a moment. Thank you very much for coming out to Oregon to visit a self-help housing program."