Jeff Merkley actually said...

Thank you very much, Mr. Chair, and thank you all for your testimony.

So I was doing a little back-of-the-envelope number here, and I think you found in the vicinity of a 0.02-percent increase in the default ra...

I am just concerned that given the light of the type of studies that have seen vast transfers of wealth to working Americans through home ow...

We cannot allow the mistakes we made with mortgages over the last 10 years to drive us down the road.