Jeff Merkley actually said...

"Yes, fair point, Deborah. But, even with low downpayment loans, the downpayment and the closing costs together can still be a substantial hurdle to undertake."

"I am out of time. So many questions, so little time. Thank you all very much."

"to help empower home ownership among lower-income families."

"I think we spent about $70 billion on the mortgage interest deduction."