Jeff Merkley actually said...

"I certainly applaud you for this rule, for fairness for American consumers, and the fact that you are setting the rules of the road for an effective, competitive marketplace that is so important in ou..."

"Well, I think that this kind of rule is very compatible with a competitive marketplace."

"It seems like a small price to pay for creating a competitive marketplace and ending predatory practice and creating fairness."

"I appreciate that you have done so. I hope in your next 6-month report we will see an initial evaluation of the implementation."