Jeff Merkley actually said...

"I do not think that quite answered the question."

"the failure to stop the foreclosure process while saying that there may be a remedy means that potentially you are saying, yes, we may find after 3 months that you have been unfairly--had your home ta..."

"So if a family is put out of their home illegally, maybe their rent that they are paying is no more than their mortgage payment was, is that a basis you would say they suffered no financial harm?"

"I think there is both a substantive concern about conflicts of interest. There is also a perception issue related to these questions."