Jeff Merkley actually said...

"The policies we make here in Washington really can be the difference between success and just getting crushed."

"I believe about $9 million was returned to approximately 9,000 individual mortgage holders."

"Well, millions of American homeowners, mortgage holders, will benefit from that action, so thank you."

"I am delighted that you are patrolling against that predatory practice, and I hope and anticipate that there is a substantial deterrent effect from what you have done."