Jeff Merkley actually said...

I think it is a reminder of the potential, and that is just retirement savings.

If it gains a taint of fraud on the front end, it will be very hard to improve on that in the future.

I thought I would turn to the Volcker Rule since my colleague from Tennessee brought it up, and just clarify market making.

But there is risk that as we try to unwind those positions that we accentuate the crisis and it is a hard thing to manage.