Jeff Merkley actually said...

It's a problem, because it basically creates a greater challenge for diverse schools, and it's not a fair measure.

Let me give you a real example, the types of examples that we hear.

I need for the Secretary of Housing to say, I am going to get engaged on other strategies to assist families in foreclosure.

The modifications of HAMP are appreciated, but the HAMP process is inherently complex and messy.