Jeff Merkley actually said...

"I encourage every possible effort to try to make this modification track work better because it is an abysmal failure in terms of national policy right now and our economy and our families are going t..."

"I think all the Members of this Committee have constituents who are in the modification process."

"I am completely dissatisfied. We will continue the conversation."

"It is important to have national standards, but it is also important to have one regulatory agency that takes this on as its job with an eye to protecting consumers."