Jeff Merkley actually said...

I wish there was, in fact, a rule in place that said the foreclosure track will not be pursued until the modification is completed.

Because of those existing agreements, what you are describing has little practical effect because Fannie and Freddie are telling those servi...

We are much more worried about this than I think perhaps Treasury is, based on your testimony.

That does not seem to be working in a way that we want it to.