Jeff Merkley actually said...

"And that would not be because the number of folks falling into foreclosure action is declining, so to what do you attribute that?"

"So often, we are coming into the story down the road when it has exploded."

"OK. So, ballpark, can you tell me between the two institutions or for your institution how many more repurchase--are we talking a billion dollars a month or are we talking about a billion dollars ever..."

"Thank you."