Jeff Merkley actually said...

"We have recently been able to get some data from the Department on maturing mortgages in Oregon..."

"Since you offered, I just wanted to address the fire borrowing. Senator Wyden and I have been working with Senator Murkowski and have been chief advocates of ending fire borrowing."

"I look forward to exploring with the Subcommittee the possibilities, because this will be very important to the housing stock in America."

"The mega-fires, the large fires, should be treated as the natural disasters they are."