Jeff Merkley actually said...

"I think it would send a clear message of independence."

"if the law requires a party that initiates a foreclosure to have ownership of the mortgage and that that was not followed, that is a pretty significant legal breach."

"Is getting thrown out of your home through an illegal process direct financial injury in terms of the way you have been instructed to approach this issue?"

"I think there is both a substantive concern about conflicts of interest. There is also a perception issue related to these questions."