On the recordJuly 22, 2010
I will support the rule, but I rise in reluctant opposition to the legislation. I sympathize with my good friend from Mississippi and admire his passion and commitment to this issue and his tireless effort to try and help his constituents who have been put in a horrible situation in the aftermath of Katrina. But I do think this bill is a classic example of how our empathy interacts with a system that doesn't work to cloud our judgment and leads us to consider action that would actually make things worse over the long haul. As Mr. Taylor has forcefully argued, Katrina exposed many problems with the National Flood Insurance Program. The confusion about wind and flood damage and the difficulty that his constituents had in getting insurance companies to cover their losses after Katrina is unacceptable. But extending the flood insurance program to cover wind hazards is like slapping a Band-Aid on a broken bone and then putting the patient on a skateboard while the bones are still mending.
