I believe them to be necessary in order to offer a proper inducement to thrift and saving to a great many people of small means who do not now have banking facilities, and to whom such a system would offer an opportunity for the accumulation of capital.
Taft argues that postal savings banks are essential for encouraging saving among people of modest means.
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Now that they can be studied and understood—all the business men who touch the decision in any way will conduct their business hereafter according to the law.
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