I never did understand was why Washington put so many constraints on the financing for small banks.

The best stimulus is what Mr. Matthiae talked about. When you cut costs, you can get your costs down to where you can stimulate your own business by using your own dollars.

I agree with Representative Renacci, though. If regulators did have the power to stop this crisis--all the regulations that were in place, had they been followed, we wouldn't be in this situation.

I have created jobs and I understand the problems with financing.

I think that if the Fed had the ability to regulate the banks more effectively... it would have gone a long way.

Most of the provisions of Dodd-Frank apply to only a few dozen of the country's large banks, those with only $50 billion in assets.

In my district, there was a business that appraised for $2.7 million, had a million dollars' worth of debt on it.

It's important that we continue to hear, outside of Washington, what's going on.

What is interesting about stimulus from Washington is, when it goes up, it never comes back down in the same amount.

It appears what we have here is we don't have the demand because the economy is not growing.

I have personally seen options where the only way that a bank could lend money to a small business owner... is they have to put up a hundred percent cash as collateral.