But you do agree the board was the only one, the board of which you were chairman, was the only one, the group that could block your trades?

today, currently, Congress and their staff are not exempt from the Federal securities laws, including insider trading prohibitions

this bill that we are talking about really... just clarifies that.

Keeping everything uniform is good to be able to evaluate things.

I also believe our community banks and credit unions are really the lifeblood for entrepreneurs and business owners.

One internal control does not fix things.

Do we have multiple internal controls, not just one?

So the question is, what procedures can we put in place?

If it is $1 and we can stop it, it is a problem, because the taxpayers that I represent are not happy whether we waste $1 or $10.

So it does appear that if HUD's internal controls were up to a higher standard, neither of you would have been able to do some of the things you did as far as taking the dollars you did?

The question is whether we can save some dollars that can be used in that program to better other recipients.