I stand here today in support of Mr. Kelly's bill. Our colleague across the aisle just gave us some very sad statistics that so many of our fellow Americans have when it comes to savings in their lives, so I am surprised that they would want to keep things the same. You see, tax reform has brought opportunity and hope and a positive energy to America. Our national economy is booming. Wages are on the rise. Americans are taking home bigger paychecks, and businesses are investing more in their employees. But how can we help families invest in their future, invest for their retirement? The opportunity is now. With wages up, now is the time. Today, 40 percent of Americans say they cannot cover an unexpected expense of $400. Many Americans are unprepared for upcoming retirements, awaiting a Social Security check that may be smaller than they ever expected. Others may be unprepared for a medical emergency. Sadly, 32 years ago, when I started my business, almost $200,000 in debt, I was advised to pay off my student loans, pay off my debt and, as I looked down the road, don't count on Social Security to even be there. We need to use the economic success that we are seeing today to alleviate the widespread savings crisis in American communities and in American families. The Family Savings Act of 2018, on the floor today as part of Tax Reform 2.0, is one opportunity to do just that.…
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