"I believe one of the main drivers to a lot of the problems we have in our society today is the breakdown of the family."
"the data is clear and overwhelming, and I, for one, am thrilled that we are starting to have serious conversations"
"if you are borrowing at a 5-percent rate, a 4-percent rate, or a 3-percent rate, compounding capital and building wealth can occur."
"the effects of massive debt on young professionals' balance sheets has a horrible effect on their ability to (1) start families, and (2) buy homes, basically to get started in the American Dream."
"I have a constituent whom I talk to a lot about this and she went to my alma mater for law school, took out a bunch of student loans, and she and her husband are making real trade-offs as far as, can ..."
"I believe this area is an incredible opportunity to explore how new technologies can be deployed to allow more Americans to gain access to credit."
"I share the sentiment that Ms. Johnson just raised, which is the goal is to expand credit to as many Americans as possible."
"I think if we could hand-select our voters, we would feel pretty comfortable about our ability to influence whatever decisions are made."
"I think what we are most likely to see is a 100-member organization that you guys basically control."
"I actually think this is the hardest thing for you. I do not actually think it will occur."
"I think what today's discussion is really about is trust and whether we can trust your company."