04/26/2022
https://congress.gov...
"if you are borrowing at a 5-percent rate, a 4-percent rate, or a 3-percent rate, compounding capital and building wealth can occur."
"I believe one of the main drivers to a lot of the problems we have in our society today is the breakdown of the family."
"the data is clear and overwhelming, and I, for one, am thrilled that we are starting to have serious conversations"
"the effects of massive debt on young professionals' balance sheets has a horrible effect on their ability to (1) start families, and (2) buy homes, basically to get started in the American Dream."