05/05/2021
https://congress.gov...
"the justification was adequately documented. It was COVID-19."
"In the wake of SolarWinds, President Biden issued Executive Order 14028 requiring all agencies to either implement multi-factor authentication by November or provide a reason for failing to do so."
"It has been 11 years since the passage of Dodd-Frank... and yet, in spite of it all, a Section 1033 rule has not yet been implemented."
"There are Federal regulators such as the SEC and the CFPB that have a practice of allowing corporate bad actors to enter into settlements and pay a fine without ever admitting wrongdoing."