Pat Ryan actually said...

"We think it's a really good step in the right direction."

"If you are a bank and you want to operate like some nonbank entity, like a hedge fund, then don't be a bank."

"If you are a bank and you want to operate like some non-bank entity, like a hedge fund, then don't be a bank. Don't let banks use their customers' money to do anything other than traditional banking."

"If that rate of carnage were maintained for an entire year, one in every 375 individuals in my hometown would perish."