Nydia Velázquez actually said...

Thank you, Mr. Chairman, for holding this important hearing, important to the communities that I represent, communities of color and underse...

the private system is failing us, and Demos has proposed a public credit registry.

the credit reporting system is broken, and it is biased, and it needs fundamental reform.

Thank you. Ms. Traub, as you know, many low- or moderate-income (LMI) communities and communities of color access credit from alternative fi...