Maurice Hinchey: “The predatory lending--and that predatory word, I think, is very appropriate--is a major part of the problem.”

I just want to thank you for what you are doing, and what you said is so true.

We need to know what they are, and I think if we know what they are, if there is a requirement they be revealed, the whole situation is going to be changed and made much safer.

That is exactly right, and I very much appreciate you putting that form up there, Cracks in Wall Street. It's a very interesting presentation and a very accurate presentation of the set of circumstances that were put into play over that…

May I inquire as to the time remaining? The Acting CHAIR. The gentleman from New York has 12 minutes remaining. The gentleman from Texas has 9 minutes remaining.