Kirsten Gillibrand actually said...

So I want to know from you what are the lessons that you would suggest to us about how we should think about benchmarks such as LIBOR.

Just basically proving out that this system of checks and balances is enough I think would be incredibly useful for our Committee.

Thank you, Madam Chairwoman, for your leadership in holding this hearing. I am very grateful.

I think it was Congress' clear words that we be technology neutral, and we will be technology neutral, whether it is by Internet, by text me...