On the recordJanuary 29, 2014
my amendment is very simple and common sense. Many homeowners who live across the United States live in homes that simply cannot be elevated in order to protect or reduce flood risk because of their inherent structure. This is a problem that is true for cities in New York, cities in New Jersey. In reality, if you live in a brownstone or you live in an apartment building, you cannot raise them to protect against flood damage. To fix this problem, all my amendment does is require FEMA to provide a uniform set of guidelines describing FEMA-approved methods of mitigation such as flood-proofing or using flood-proof building materials to help those homeowners reduce their risk of flood damage. For example, do not leave computers and electrical equipment in your basement. Bring them to the first and second floor. Those kind of simple flood mitigation changes can easily save enormous amounts of money and the risk of flood damage from flooding. The amendment also requires FEMA to consider any actions taken by homeowners to implement the methods identified in those guidelines when calculating flood insurance premium risk rates. By providing a clear set of mitigation guidance for homeowners, this amendment will help homeowners with more options to reduce their flood risk. I urge my colleagues to support this amendment. I believe it is noncontroversial. The PRESIDING OFFICER. Is there further debate? If not, the question is on agreeing to the amendment. The amendment (No.…





