I thank the senior Senator from Louisiana for working with me on the flood insurance bill that we are introducing today. This issue is so important to both of our States because both of our States have experienced enormous levels of flooding every year due to extreme weather. In New York, after Superstorm Sandy hit our State, millions of homes and businesses were damaged by flooding that occurred. My colleague from Louisiana could go on and on and will tell you about flood damage his own constituents have had to endure, so it should be clear to everyone here that it is not a partisan issue. Flooding can happen anywhere, in any State, from the Northeast to the gulf coast and everywhere else. Protecting our communities from the devastation that comes from flooding should be one of our highest priorities in this Chamber. Unfortunately, the National Flood Insurance Program has not been doing its job very well. Too many families who have had their properties damaged in a flood or even destroyed in a flood have paid their flood insurance premiums year after year only to find out there was some loophole that prevented them from getting the coverage they need. We cannot turn our backs and allow this to keep happening. The bipartisan bill I have written with the Senator from Louisiana would ensure that flood insurance is more affordable for homeowners.…
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