11/28/2023
https://congress.gov...
"Small community banks have been disappearing at an alarming rate since the financial crisis..."
"If CECL causes more small lenders to close their doors, the already growing problem of banking deserts and unbanked individuals will be exacerbated."
"It was not to stop an imminent Iranian attack against the United States."
"At its core, the CRA is a civil rights bill."