On the recordDecember 17, 2024
I ask unanimous consent that the Reed-Hagerty substitute amendment be considered and agreed to; that the bill, as amended, be considered read a third time and passed; and that the motion to reconsider be considered made and laid upon the table. The PRESIDING OFFICER. Without objection, it is so ordered. The amendment (No. 3339), in the nature of a substitute, was agreed to, as follows: (Purpose: In the nature of a substitute) Strike all after the enacting clause and insert the following: SECTION 1. SHORT TITLE. This Act may be cited as the ``Homebuyers Privacy Protection Act''. SEC. 2. TREATMENT OF PRESCREENING REPORT REQUESTS. Section 604(c) of the Fair Credit Reporting Act (15 U.S.C. 1681b(c)) is amended by adding at the end the following: ``(4) Treatment of prescreening report requests.-- ``(A) Definitions.--In this paragraph: ``(i) Credit union.--The term `credit union' means a Federal credit union or a State credit union, as those terms are defined in section 101 of the Federal Credit Union Act (12 U.S.C 1752). ``(ii) Insured depository institution.--The term `insured depository institution' has the meaning given the term in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813(c)). ``(iii) Residential mortgage loan.--The term `residential mortgage loan' has the meaning given the term in section 1503 of the S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5102).…
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