On the recordJuly 10, 2017
as Senators continue to return from the State work period, we return here in the Senate to the topic of healthcare, which everyone in America should continue to focus on. Even after weeks of work, it seems my friends on the other side are no closer to having enough votes to proceed to their bill--which, of course, they insisted on doing with no Democratic votes or input. The biggest challenge proposed to the legislation during the break was an amendment offered by the junior Senator from Texas, Ted Cruz, which would remove crucial protections for sicker Americans and unbalance the marketplace. The Cruz amendment is a hoax. Under the guise of lowering premiums, the Cruz amendment would actually make healthcare more expensive because deductibles and copayments would be so onerous that many Americans would pay more, not less, in out-of- pocket expenses than they pay today. These lower premium policies will have such high deductibles and copays that the policies themselves would be virtually worthless. Imagine you have a $2,000 premium and a $1,000 deductible in your policy. Imagine now that, under the Cruz amendment, an insurance company is allowed to offer a cheaper policy because they aren't required to cover very many services. That policy might have a premium of $1,000 but a deductible of $10,000. You would be paying less monthly, but you would have to put down a huge amount of money for your policy to even kick in.…





