Chuck Schumer actually said...

We cannot overestimate the impact this had on the financial crisis.

Yes, but, OK, two points I would make. My time is up. But, number one, it would be done on a random basis and secretly, number one.

There are two areas... that deserve special recognition for the problems.

We don't need a super-regulator with many missions, but a single Federal bank regulator whose sole focus is the safe and sound operation of ...