Chuck Schumer actually said...

Yes, but, OK, two points I would make. My time is up. But, number one, it would be done on a random basis and secretly, number one.

There are two areas... that deserve special recognition for the problems.

Community banks did not cause the crisis and they should not have to bear the cost or burden of increased regulation necessitated by others.

A lot of the biggest failures were under not Mr. Bowman, I don't blame him, but his predecessor's watch.