07/20/2021
https://congress.gov...
"I think that is terrific. I would like a copy of your 45,000 comments."
"I don't feel we could have been any clearer."
"You have raised the issue to everyone's attention, and it is an important issue, and it certainly was not the intent of the legislation."
"Unfortunately, a Federal Reserve rule implementing a provision of the CARD Act, I believe was wrong, and misinterpreted the congressional intent."