Carolyn Maloney actually said...

"Do you think consumers would benefit by at least, at minimum, having some baseline level of protections for overdraft practices such as my bill?"

"Today's hearing shows your focus on protecting consumers, and your focus on affordable housing. You will be deeply missed."

"I do have a bill that I have had in for a number of years, the Overdraft Protection Act, which is common sense."

"That is exactly what my bill does. It allows people, if they want the overdraft protection, to opt in."