05/27/2019
https://congress.gov...
"employees would lose out on billions of dollars in gratuities"
"However, we cannot simply eliminate them. That would result in chaos."
"Some people are treating these things as investments, not as currencies. And that is a huge problem because there are no investor protections like we have for stocks and bonds."
"They are pouring their life savings into virtual currencies and they stand to lose a lot of money when this bubble eventually bursts."