Carolyn Maloney actually said...

The CARD Act saved $10 billion in its first year, saved that for consumers, and complaints about credit cards have declined dramatically.

This is truly a wake-up call.

I would like to ask Mr. Smocer or really anybody on the panel, when there is a cyber attack, how do you find out about it?

Certainly the security of our financial markets, our government, is incredibly important to our national and personal security.