Carolyn Maloney actually said...

The reason we passed Dodd-Frank was that we had a financial crisis that resulted in the loss of $15 trillion in wealth for families.

Security freezes are the best identity theft prevention measure.

What the bill says is that the FTC is the only entity that can enforce CROA with respect to authorized credit service providers.

Dodd-Frank was designed to combat the problems that triggered the financial crisis.