05/10/2023
https://congress.gov...
"And especially when they are--when consumers don't even get to opt in, or choose, or offer consent as to what data is being collected, we have an oligopoly of three major corporations that are trying ..."
"So consumers own their data, but credit bureaus collect their information without their consent?"
"Credit scores are life-altering pieces of information."
"And all three of your bureaus--Equifax, Experian, and TransUnion--are for-profit corporations, is that correct?"